There’s something deeply nostalgic about the aroma of a freshly baked banana cake wafting through the kitchen. For many, Banana Cake with Cream Cheese Frosting is more than just a dessert—it’s a memory, a tradition, and a way to use up those overripe bananas sitting on the counter. I still remember the first time I made this cake; I was a beginner baker, skeptical about whether my bananas were too ripe or if I had mixed the batter correctly. But as soon as I took my first bite of the moist, sweet, and lightly spiced cake with its velvety cream cheese frosting, I was hooked.

If you’re new to baking, this Banana Cake with Cream Cheese Frosting is the perfect place to start. It’s simple, requires basic ingredients, and delivers a soft, tender cake with a luscious frosting. Plus, it’s forgiving—so even if you make small mistakes, you’ll still end up with a delicious result.

Banana Cake with Cream Cheese Frosting

Why This Banana Cake is Special

  • Beginner-Friendly: Simple steps and easy-to-find ingredients make this recipe perfect for those new to baking.
  • Moist and Fluffy: Thanks to ripe bananas and buttermilk, this cake stays soft and tender.
  • Customizable: Add nuts, chocolate chips, or spices like cinnamon for a personal touch.
  • Perfect for Any Occasion: Whether it’s a family dessert, a weekend treat, or a celebration, this cake fits the bill.

Ingredients and Their Roles

Each ingredient in this recipe plays an essential part in creating a perfectly balanced cake.

For the Banana Cake:

  • Bananas – The star ingredient! Overripe bananas add natural sweetness and moisture.
  • All-Purpose Flour – Provides structure and stability to the cake. You can swap it with a gluten-free blend if needed.
  • Baking Powder & Baking Soda – These leavening agents help the cake rise and become fluffy.
  • Salt – Enhances flavor and balances sweetness.
  • Unsalted Butter – Adds richness and tenderness. If dairy-free, use coconut oil or vegan butter.
  • Granulated Sugar – Sweetens the cake while helping with moisture retention.
  • Eggs – Bind the ingredients together and contribute to the structure.
  • Vanilla Extract – Enhances flavor and complements the bananas.
  • Buttermilk – Provides acidity, which reacts with the baking soda for a softer crumb. If unavailable, mix milk with a teaspoon of vinegar.

For the Cream Cheese Frosting:

  • Cream Cheese – Creates a creamy, slightly tangy contrast to the sweet cake.
  • Unsalted Butter – Ensures a smooth, rich frosting.
  • Powdered Sugar – Sweetens and thickens the frosting.
  • Vanilla Extract – Rounds out the flavor with a hint of warmth.

Ingredient Substitutes:

  • Dairy-Free? Use coconut oil instead of butter and dairy-free milk + vinegar for buttermilk.
  • Less Sugar? Substitute part of the sugar with honey or maple syrup for a natural alternative.
  • Nutty Flavor? Add chopped walnuts or pecans for crunch.

Step-by-Step Instructions

Step 1: Preheat your oven to 350°F (175°C). Grease and lightly flour a 9×13-inch baking pan to prevent sticking.

Step 2: In a medium bowl, whisk together the flour, baking powder, baking soda, and salt. Set aside.

Step 3: In a large mixing bowl, beat the butter and sugar together until light and fluffy. This step is crucial for aerating the batter.

Step 4: Add the eggs one at a time, beating well after each addition. Stir in the vanilla extract for extra flavor.

Step 5: Gradually alternate adding the flour mixture and buttermilk to the wet ingredients. Begin and end with the flour mixture to ensure even incorporation. Gently fold in the mashed bananas.

Step 6: Pour the batter into the prepared pan, smoothing the top evenly. Bake for 25-30 minutes, or until a toothpick inserted into the center comes out clean.

Step 7: While the cake bakes, prepare the frosting. In a large bowl, beat the cream cheese and butter together until smooth. Gradually add the powdered sugar and vanilla, beating until creamy.

Step 8: Allow the cake to cool completely before spreading the frosting evenly over the top. If desired, sprinkle with cinnamon or chopped nuts for extra texture.

Beginner Tips and Notes

  • How to Tell if the Cake is Done: Insert a toothpick into the center—if it comes out clean or with a few moist crumbs, it’s ready.
  • Avoid Overmixing: Stir the batter just until combined. Overmixing can make the cake dense.
  • Ripen Bananas Quickly: If your bananas aren’t ripe enough, bake them at 300°F for 10-15 minutes until they turn dark and soft.
  • Frosting Tip: Ensure the cake is completely cool before frosting to prevent melting.

Serving Suggestions

This Banana Cake with Cream Cheese Frosting is incredibly versatile. Here are some great ways to serve it:

  • With a Beverage: Enjoy with a cup of coffee, tea, or a glass of cold milk.
  • With a Scoop of Ice Cream: A warm slice paired with vanilla ice cream is pure bliss.
  • With Extra Toppings: Sprinkle with cinnamon, drizzle with caramel, or add a handful of chopped nuts.

Storage and Leftovers

  • Refrigerate: Store in an airtight container in the fridge for up to 5 days.
  • Freeze: The unfrosted cake can be frozen for up to 3 months. Wrap tightly in plastic wrap and store in a freezer-safe bag.
  • Reheat: Microwave individual slices for 10-15 seconds for a warm treat.

Conclusion

This Banana Cake with Cream Cheese Frosting is proof that delicious baking doesn’t have to be complicated. Whether you’re making it for the first time or the hundredth, it’s a foolproof way to impress family and friends. If you give this recipe a try, leave a comment below and share your experience. Did you add any special twists? We’d love to hear from you.

Happy baking!

FAQ About Banana Cake with Cream Cheese Frosting

Can I use frozen bananas for this recipe?

Yes, you can use frozen bananas. Thaw them at room temperature and drain any excess liquid before mashing them. Frozen bananas actually enhance the sweetness and moisture of the cake.

What can I use instead of buttermilk?

If you don’t have buttermilk, mix ½ cup of regular milk with 1 teaspoon of vinegar or lemon juice. Let it sit for 5 minutes before using.

Can I make this banana cake gluten-free?

Yes! Substitute the all-purpose flour with a gluten-free flour blend. Make sure the blend contains xanthan gum for the best texture.

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Banana Cake with Cream Cheese Frosting

Banana Cake with Cream Cheese Frosting


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  • Author: Kathryne Taylor
  • Total Time: 45 minutes
  • Yield: 12 servings 1x
  • Diet: Vegetarian

Description

This moist and fluffy Banana Cake with Cream Cheese Frosting is packed with rich banana flavor and topped with a velvety cream cheese frosting. It’s easy to make, beginner-friendly, and perfect for any occasion. Whether you’re baking for a family gathering or just craving something sweet, this banana cake is sure to satisfy.


Ingredients

Scale

For the Cake:

  • 3 ripe bananas, mashed
  • 2 cups all-purpose flour
  • 1 ½ teaspoons baking powder
  • ½ teaspoon baking soda
  • ¼ teaspoon salt
  • ½ cup unsalted butter, softened
  • 1 cup granulated sugar
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup buttermilk

For the Cream Cheese Frosting:

  • 8 oz cream cheese, softened
  • ½ cup unsalted butter, softened
  • 3 cups powdered sugar
  • 1 teaspoon vanilla extract

Instructions

  1. Preheat the oven: Set your oven to 350°F (175°C) and grease a 9×13-inch baking pan with butter or non-stick spray. Lightly dust with flour to prevent sticking.
  2. Prepare the dry ingredients: In a medium bowl, whisk together the flour, baking powder, baking soda, and salt. This ensures even distribution and prevents clumping in the batter.
  3. Cream the butter and sugar: In a large mixing bowl, beat the softened butter and granulated sugar together until light and fluffy. This step incorporates air into the batter, resulting in a tender cake.
  4. Incorporate the eggs and vanilla: Add the eggs one at a time, beating well after each addition. Stir in the vanilla extract to enhance the cake’s flavor.
  5. Combine the wet and dry ingredients: Gradually alternate adding the flour mixture and buttermilk to the creamed butter and sugar, beginning and ending with the dry ingredients. Stir just until combined to avoid overmixing, which can make the cake dense.
  6. Fold in the bananas: Gently fold the mashed bananas into the batter until evenly distributed. Their natural sweetness and moisture will make the cake incredibly soft.
  7. Transfer to the pan and bake: Pour the batter into the prepared baking pan, spreading it evenly. Bake for 25-30 minutes or until a toothpick inserted into the center comes out clean. Let the cake cool completely before frosting.
  8. Prepare the frosting: In a large bowl, beat the cream cheese and butter together until smooth. Gradually add the powdered sugar and vanilla extract, mixing until the frosting is light and creamy.
  9. Frost the cake: Once the cake has fully cooled, spread the cream cheese frosting evenly over the top. For extra decoration, garnish with chopped nuts, banana slices, or a sprinkle of cinnamon.

Notes

  • If you prefer a stronger banana flavor, use extra-ripe bananas with black spots on the peel.
  • To make a spiced version, add 1 teaspoon of cinnamon or a pinch of nutmeg to the batter.
  • For a layered cake, divide the batter between two 9-inch round cake pans and bake for 20-25 minutes.
  • If your frosting is too soft, refrigerate it for 15 minutes before spreading it on the cake.
  • Prep Time: 15 minutes
  • Cook Time: 30 minutes
  • Category: Dessert
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 slice
  • Calories: 440 kcal
  • Sugar: 43g
  • Sodium: 240mg
  • Fat: 22g
  • Saturated Fat: 13g
  • Unsaturated Fat: 7g
  • Trans Fat: 0.5g
  • Carbohydrates: 58g
  • Fiber: 1g
  • Protein: 4g
  • Cholesterol: 95mg

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