Imagine a cozy afternoon with the scent of warm chocolate and bananas wafting through your kitchen. This double chocolate banana bread is not just a recipe—it’s a hug in loaf form. I first stumbled upon this idea when I had overripe bananas sitting on my counter and a craving for something rich and chocolatey but not overly indulgent. This recipe is the perfect solution: a balance of natural sweetness from bananas, the depth of cocoa, and the indulgence of chocolate chips.
This Healthy Chocolate Banana Bread is ideal for beginner bakers because it’s straightforward, requires minimal kitchen tools, and offers room for error without sacrificing taste. Even if you’re not confident in the kitchen, this banana bread comes together easily with simple steps, and the results are always rewarding.

Why This Recipe is Special
- Beginner-Friendly: No need for fancy equipment—just a mixing bowl, a spoon, and a loaf pan.
- Healthier Twist: Uses whole wheat flour and natural sweetness from bananas.
- Double the Chocolate: Includes both cocoa powder and chocolate chips for extra richness.
- Versatile: Can be adapted for different dietary preferences or turned into muffins for quick grab-and-go treats.
Ingredients and Their Roles
Dry Ingredients
- Whole Wheat Flour – Adds fiber and nutrients while providing structure.
- Cocoa Powder – Gives the bread its rich, chocolatey flavor.
- Brown Sugar or Coconut Sugar – Enhances the sweetness and adds moisture.
- Baking Soda – Helps the bread rise and stay fluffy.
- Salt – Balances and enhances the sweetness.
- Chocolate Chips – Melt into gooey pockets of chocolate throughout the bread.
Wet Ingredients
- Ripe Bananas – The star of the recipe, providing natural sweetness and moisture.
- Eggs – Help bind everything together.
- Unsweetened Almond Milk – Keeps the bread moist without adding extra fat.
- Vanilla Extract – Adds warmth and depth to the flavor.
- Melted Coconut Oil – Ensures a soft, tender crumb.
Ingredient Substitutions
- Swap whole wheat flour with all-purpose or a gluten-free blend.
- Replace brown sugar with honey or maple syrup for a refined sugar-free option.
- Use dark chocolate chips for a deeper, richer chocolate taste.
- Substitute coconut oil with butter or vegetable oil.
Step-by-Step Instructions
Step 1: Preheat your oven to 350°F (175°C). Grease a standard loaf pan with nonstick spray or line it with parchment paper.
Step 2: In a medium bowl, whisk together the dry ingredients: flour, cocoa powder, sugar, baking soda, salt, and chocolate chips. This ensures even distribution and prevents clumps.
Step 3: In a separate large bowl, mash the bananas thoroughly with a fork. The riper they are, the easier they’ll mash and the sweeter they’ll taste.
Step 4: Add eggs, almond milk, and vanilla extract to the mashed bananas. Stir until well combined.
Step 5: Slowly mix the dry ingredients into the wet ingredients. Stir gently to avoid over-mixing, which can make the bread dense.
Step 6: Lastly, pour in the melted coconut oil and stir until just combined. This prevents the oil from solidifying when it touches cold ingredients.
Step 7: Pour the batter into the prepared loaf pan. Sprinkle extra chocolate chips on top for a more indulgent finish.
Step 8: Bake for 45-50 minutes, or until a toothpick inserted into the center comes out mostly clean with a few moist crumbs.
Step 9: Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. This step is crucial for setting the texture.
Step 10: Slice and enjoy! Serve warm with a pat of butter or a drizzle of honey for extra decadence.
Beginner Tips and Notes
- How to Tell if Your Bread is Done: The toothpick test works best. Insert a toothpick into the center—if it comes out with just a few moist crumbs, it’s ready.
- Avoid Overmixing: Stir until just combined. Overmixing can make the bread tough instead of soft and fluffy.
- Mashing Bananas Well: Ensure bananas are mashed thoroughly to avoid uneven textures in the bread.
- Pan Choice Matters: A metal loaf pan distributes heat more evenly, while ceramic or glass can lead to uneven baking.
- Add the Coconut Oil Last: This prevents it from solidifying in the batter.
Serving Suggestions
- Pair with Coffee or Tea: A slice of this chocolate banana bread pairs beautifully with a hot beverage for a comforting snack.
- Spread with Nut Butter: Add a layer of peanut or almond butter for extra protein and richness.
- Make it Dessert: Serve warm with a scoop of vanilla ice cream or a drizzle of melted dark chocolate.
Storage and Freezing Tips
- Room Temperature: Store in an airtight container for up to 3 days.
- Refrigeration: Keeps fresh for up to 5 days in the fridge.
- Freezing: Wrap slices individually in plastic wrap and store in an airtight bag for up to 3 months. Thaw at room temperature or reheat in the microwave for a warm treat.
Conclusion
This Healthy Chocolate Banana Bread is the perfect beginner-friendly recipe—easy to follow, forgiving, and absolutely delicious. Whether you’re baking for yourself, your family, or a special occasion, this moist and chocolatey loaf is guaranteed to impress.
Have you tried this recipe? Let me know in the comments below how it turned out, and feel free to share your favorite variations. Happy baking!
FAQ About Healthy Chocolate Banana Bread
Can I make this banana bread without eggs?
Yes! You can replace the eggs with 1/3 cup of unsweetened applesauce or pumpkin puree for a vegan-friendly option. The texture will be slightly denser, but still delicious.
What can I use instead of coconut oil?
If you don’t have coconut oil, melted butter or vegetable oil works well as substitutes. Butter will add a richer flavor, while vegetable oil keeps it moist without altering the taste.
How do I know when the banana bread is fully baked?
Insert a toothpick into the center of the bread. If it comes out with a few moist crumbs (but not wet batter), it’s ready. Overbaking can dry out the loaf, so check around the 45-minute mark.
More Relevant Recipes
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Healthy Chocolate Banana Bread
- Total Time: 1 hour 5 minutes
- Yield: 8 servings 1x
- Diet: Vegetarian
Description
This Healthy Chocolate Banana Bread is a rich, moist, and naturally sweetened treat made with ripe bananas, cocoa powder, and chocolate chips. It’s easy to make, beginner-friendly, and perfect for a healthy snack or dessert.
Ingredients
Dry Ingredients
- 1 cup white whole wheat flour
- ½ cup light brown sugar or coconut sugar
- ¾ cup unsweetened cocoa powder
- 1 teaspoon baking soda
- ⅛ teaspoon salt
- ½ cup chocolate chips (plus more for topping)
Wet Ingredients
- 2 large eggs
- 3 ripe bananas, mashed (about 1¼ cups)
- ½ cup unsweetened almond milk
- 2 teaspoons vanilla extract
- ¼ cup melted coconut oil
Instructions
- Preheat the oven and prepare the pan: Set the oven to 350°F (175°C) and grease a standard loaf pan with nonstick spray or line it with parchment paper to prevent sticking.
- Mix the dry ingredients: In a medium bowl, combine the flour, cocoa powder, brown sugar, baking soda, salt, and chocolate chips. Stir until evenly mixed.
- Mash the bananas and combine wet ingredients: In a large bowl, mash the ripe bananas until smooth. Stir in the eggs, almond milk, and vanilla extract until well combined.
- Incorporate the dry mixture: Gradually add the dry ingredients to the wet ingredients, stirring gently. Avoid overmixing to keep the bread soft and fluffy.
- Add the melted coconut oil: Pour in the melted coconut oil and stir just until incorporated. This step helps ensure an even texture without clumping.
- Pour and bake: Transfer the batter into the prepared loaf pan and sprinkle extra chocolate chips on top. Bake for 45-50 minutes, or until a toothpick inserted in the center comes out with only a few moist crumbs.
- Cool and serve: Let the banana bread rest in the pan for 10 minutes before transferring it to a wire rack to cool completely. Slice and enjoy warm or at room temperature.
Notes
- For a darker chocolate flavor, use dark cocoa powder and dark chocolate chips.
- If the batter is too thick, add a splash of almond milk.
- To make it nut-free, use dairy milk instead of almond milk.
- For a gluten-free version, substitute whole wheat flour with a gluten-free all-purpose blend.
- Store leftovers in an airtight container or freeze individual slices for a quick snack.
- Prep Time: 15 minutes
- Cook Time: 50 minutes
- Category: Dessert / Snack
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 327
- Sugar: 28g
- Sodium: 140mg
- Fat: 14g
- Saturated Fat: 8g
- Unsaturated Fat: 5g
- Trans Fat: 0g
- Carbohydrates: 49g
- Fiber: 7g
- Protein: 7g
- Cholesterol: 35mg