There’s something magical about the aroma of banana bread baking in the oven. It fills the kitchen with warmth and comfort, evoking childhood memories of licking the batter off the spoon. This chocolate banana bread takes that nostalgia up a notch—think of it as your favorite banana bread but with a rich, fudgy chocolate twist.
Perfect for breakfast, dessert, or an afternoon treat, this recipe is a dream for beginner bakers. It’s simple, forgiving, and requires just a few pantry staples. No complicated techniques, just an easy mix-and-bake process that results in a moist, decadent loaf that stays fresh for days. If you’re looking for a foolproof way to satisfy your sweet tooth while using up overripe bananas, this recipe is your answer.

Why This Chocolate Banana Bread is Special
- Rich Chocolate Flavor – A double dose of cocoa powder and chocolate chips makes this loaf taste like a cross between banana bread and a fudgy brownie.
- Super Moist Texture – Thanks to ripe bananas and the right balance of ingredients, this bread stays soft and tender.
- Beginner-Friendly – No fancy equipment or complicated steps—just mix, bake, and enjoy.
- Versatile & Customizable – You can add nuts, different chocolate types, or even a hint of coffee for a deeper flavor.
- Freezer-Friendly – Make an extra loaf and freeze it for a quick grab-and-go snack later.
Ingredients and Their Roles
- Ripe Bananas – These provide natural sweetness and moisture, making the bread soft and flavorful. The riper the bananas, the better.
- Granulated Sugar – Balances the cocoa’s bitterness and enhances the banana’s sweetness.
- Butter – Adds richness and moisture, creating a tender crumb.
- Eggs – Act as a binding agent to hold the batter together.
- Vanilla Extract – Enhances the flavor and adds a subtle warmth.
- All-Purpose Flour – Forms the structure of the bread. You can substitute with gluten-free flour if needed.
- Unsweetened Cocoa Powder – Gives the bread its deep chocolate flavor. Use natural cocoa powder for best results.
- Baking Soda – Helps the bread rise, giving it a light and airy texture.
- Sea Salt – Balances the sweetness and enhances the flavors.
- Semisweet Chocolate Chips – Melts into gooey pockets of chocolate throughout the bread.
Ingredient Substitutions
- Oil Instead of Butter – Swap in vegetable oil or melted coconut oil for a dairy-free version.
- Honey or Maple Syrup – Reduce the sugar and use natural sweeteners for a healthier option.
- Dark or White Chocolate Chips – Switch up the chocolate variety for a different taste.
- Nut Butter Swirl – Add a swirl of peanut butter or Nutella for extra indulgence.
Step-by-Step Instructions
Step 1 – Preheat your oven to 350°F (175°C). Grease a loaf pan and line it with parchment paper, leaving an overhang for easy removal.
Step 2 – In a large bowl, mash the ripe bananas with a fork until smooth. The more overripe, the better, as they’ll be sweeter and easier to mash.
Step 3 – In another bowl, cream together the butter and sugar until light and fluffy. This helps incorporate air into the mixture, making the bread lighter.
Step 4 – Add the eggs and vanilla extract to the butter mixture, stirring just until combined. Avoid overmixing to prevent a dense loaf.
Step 5 – Sift together the flour, cocoa powder, baking soda, and salt in a separate bowl. This ensures an even distribution of dry ingredients.
Step 6 – Gradually mix the dry ingredients into the wet ingredients, stirring gently until just combined. The batter will be thick and slightly lumpy—don’t overmix.
Step 7 – Fold in ¾ cup of chocolate chips, ensuring they’re evenly distributed. Pour the batter into the prepared loaf pan and sprinkle the remaining ¼ cup of chocolate chips on top.
Step 8 – Bake for 55–65 minutes or until a toothpick inserted in the center comes out clean (except for melted chocolate). Let the bread cool in the pan for 10 minutes before transferring it to a wire rack.

Beginner Tips and Notes
- How to Check for Doneness – Insert a toothpick into the center. If it comes out with a few moist crumbs (not wet batter), your bread is done. Watch out for melted chocolate, which can make the toothpick look wet.
- Prevent Overmixing – Stir the batter just until combined. Overmixing will lead to a dense, chewy texture.
- Ripening Bananas Quickly – If your bananas aren’t ripe yet, place them in a brown paper bag for 24 hours, or bake them at 300°F (150°C) for 30 minutes.
- Using Frozen Bananas – If you have overripe bananas in the freezer, let them thaw at room temperature before using them in this recipe.
Serving Suggestions
Chocolate banana bread is delicious on its own, but you can elevate it with these pairings:
- A dollop of whipped cream or a scoop of vanilla ice cream for a decadent dessert.
- A drizzle of peanut butter or Nutella for an extra layer of indulgence.
- Fresh berries or banana slices for a refreshing contrast.
- A cup of coffee or hot cocoa to complement the rich chocolate flavor.
Storing and Freezing
- Room Temperature – Store the bread in an airtight container for up to 5 days.
- Refrigerate – Wrap tightly in plastic wrap and refrigerate for up to a week.
- Freeze – Slice the bread, wrap each piece in plastic wrap, and store in a freezer bag. It will keep for 3 months. Thaw at room temperature or microwave for 20 seconds before serving.
Try It and Share Your Experience
Now that you have a foolproof chocolate banana bread recipe, it’s time to put it to the test. Whether you’re baking for yourself, your family, or a special occasion, this recipe is guaranteed to impress. Let us know how it turned out in the comments—did you try any fun variations? We’d love to hear your tips and tricks!
With its irresistible chocolatey goodness and beginner-friendly approach, this recipe is one you’ll want to make again and again. Happy baking!
FAQ About Chocolate Banana Bread
Can I use frozen bananas for this recipe?
Yes, frozen bananas work well. Thaw them at room temperature and drain any excess liquid before mashing to maintain the proper texture.
How do I make sure my banana bread is moist?
Use very ripe bananas, avoid overmixing the batter, and measure your flour correctly. Too much flour will make the bread dry.
Can I make this recipe without eggs?
Yes, you can replace each egg with a flax egg (1 tablespoon ground flaxseed + 2.5 tablespoons water, let sit for 5 minutes) or use unsweetened applesauce.
More Banana Bread Recipes
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Chocolate Banana Bread Recipe
- Total Time: 1 hour 15 minutes
- Yield: 1 loaf (about 10 slices) 1x
- Diet: Vegetarian
Description
This rich and moist chocolate banana bread combines the natural sweetness of ripe bananas with deep chocolate flavor. Loaded with cocoa powder and chocolate chips, this easy-to-make loaf stays soft for days, making it perfect for breakfast, a snack, or dessert.
Ingredients
- 3 very ripe bananas, mashed (about 1 ¾ cups)
- ⅔ cup granulated sugar
- ½ cup unsalted butter, softened
- 2 large eggs, room temperature
- ½ teaspoon vanilla extract
- 1 cup all-purpose flour (or gluten-free 1:1 flour)
- ⅓ cup natural unsweetened cocoa powder
- 1 teaspoon baking soda
- ½ teaspoon sea salt
- 1 cup semisweet chocolate chips (¾ cup for the batter, ¼ cup for topping)
Instructions
- Preheat the oven and prepare the pan: Set your oven to 350°F (175°C). Grease a 9×5-inch loaf pan and line it with parchment paper, leaving an overhang on the sides for easy removal.
- Mash the bananas: In a large mixing bowl, mash the ripe bananas with a fork until smooth. A few small lumps are okay.
- Cream the butter and sugar: In a separate bowl, use a hand mixer or stand mixer to beat the softened butter and sugar together until light and fluffy.
- Incorporate the wet ingredients: Add the eggs and vanilla extract to the butter mixture and mix until just combined. Stir in the mashed bananas until well blended.
- Combine the dry ingredients: In another bowl, sift together the flour, cocoa powder, baking soda, and salt. Mixing them separately ensures even distribution of the leavening agent.
- Mix the batter: Gradually fold the dry ingredients into the wet ingredients using a spatula or mixer on low speed. Stir gently until just combined, avoiding overmixing to keep the bread light and tender.
- Add the chocolate chips: Fold in ¾ cup of chocolate chips, ensuring they are evenly distributed throughout the batter.
- Transfer to the loaf pan: Pour the batter into the prepared pan and sprinkle the remaining ¼ cup of chocolate chips over the top for extra gooey goodness.
- Bake the bread: Place the loaf in the preheated oven and bake for 55-65 minutes, or until a toothpick inserted in the center comes out clean with a few moist crumbs.
- Cool before slicing: Let the bread rest in the pan for 10 minutes, then lift it out using the parchment paper. Transfer to a wire rack and allow it to cool completely before slicing.
Notes
- If your bananas aren’t ripe yet, place them in a brown paper bag for 24 hours, or bake them at 300°F for 30 minutes to speed up ripening.
- For a richer flavor, add a teaspoon of espresso powder to intensify the chocolate taste.
- This bread is freezer-friendly. Slice and wrap individual pieces in plastic wrap, then store them in an airtight container in the freezer for up to 3 months.
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Category: Dessert, Breakfast
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 334 kcal
- Sugar: 29g
- Sodium: 250mg
- Fat: 18g
- Saturated Fat: 10g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 42g
- Fiber: 3g
- Protein: 5g
- Cholesterol: 55mg